Plastic Surgery Payment Options

Quality plastic surgery comes at a cost. If, like many clients, you don’t have the money saved just yet, you may need some assistance. Here, we outline a range of ways to fund your procedure. Please note, we encourage you to be responsible when undertaking funding for your procedure and to carefully consider whether the option is appropriate for you.

Option 1 | Personal Loan

A Personal Loan with a licensed specialty lending partner is one way to fund your surgery. Loan repayments for procedures can be made in smaller, more manageable chunks, so that you’re not facing a significant out-of-pocket cost upfront.

CosMediTour has partnered with Total Lifestyle Credit (TLC) to provide surgery funding options. TLC’s friendly team is ready to assist you in obtaining funding of up to $50,000. If you are interested in exploring your funding options with TLC, you can begin the process by obtaining a free finance quote.  APPLY NOW

Option 2 | Interest-Free Layby

Interest-free layby allows you to pay off your procedure ahead of time. It’s just like laybying an item in a store—the cost of your surgery package will be spread across instalments so, by the time you travel, all you’ll have to do is pack and go, no fees and no approvals needed. 

To learn more about Interest-Free Layby, phone 1300 000 633.

Option 3 | Source Your Own Finance

Prefer to source your own finance? There are a range of loans and credit card options available—think interest free periods, low interest rate credit cards, and even medical finance firms who specialise in loans specifically for surgical procedures. To source your own finance, start by contacting your personal bank or private lender.

Option 4 | Your Own Savings

Have your own savings ready to go? Congratulations! Your Thailand Plastic Surgery procedure is closer than ever. 

To start the planning process with our friendly Client Support team click here or phone 1300 000 633.

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Plastic Surgery Payment Plans.

Apply quickly and easily for a Personal Loan for your Plastic Surgery in Thailand. Simply complete the form below to discover if you qualify for a Payment Plan with our licenced Specialty Lending partner, TLC Finance.

Terms & Conditions

CosMediTour IS NOT a credit provider. We DO NOT provide personal loans or any form of funding or credit for plastic surgery or dental procedures. We DO NOT provide legal advice or financial advice. We can refer you to an independent, external licensed specialty funding partner, who can assist you with personal loan options which are subject to the funding partner’s lending criteria, terms and fees. Please be aware that we may receive a fee from the funding partner for referring you – this fee is not payable by you. Please note that you DO NOT have to use CosMediTour’s licensed specialty funding partner, and you are welcome to source your own funding solutions.

We encourage you to be responsible when undertaking funding for your procedure and to carefully consider whether the option is appropriate for you. It is important you understand your legal obligations under any loan you intend to apply for, and the financial consequences. If you have any doubts, you should obtain independent legal and financial advice before you enter any agreement. The information on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you.

All per week payment option amounts quoted are the estimated weekly repayment you would need to repay a personal loan at an interest rate of 17.99% p.a. over 5 years. (e.g. ‘Payment Options From $40 per week* is the estimated weekly repayment on a loan of $4,990 at an interest rate of 17.99% over 5 years to purchase a CosMediTour Phuket Breast Augmentation)Personal loan interest rates can vary based on credit profile and are subject to lending criteria, terms and fees. Unless otherwise specified, personal loans are issued by TLC Pty Ltd ACN 623 119 219 Australian Credit Licence 50969. For complete terms visit

CosMediTour offers interest-free layby plans for plastic surgery and dental procedures. A $1,000 package deposit is required to start a Layby (or $2,000 for select procedures). The full balance must be paid 6 weeks before your procedure. Instalment payment frequency is at your own discretion. Cancel your layby at any time for a full refund, less your deposit amount. Conditions apply, please see Cancellation Policy for detail.